Eligibility Requirements:
- Minimum credit score of 620
- Proof of steady income
- Valid driver’s license
- Minimum 18 years of age
- No bankruptcies or repossessions in the past 2 years
Features & Benefits:
- Flexible Repayment Options: Choose a loan term that fits your budget, with terms ranging from 36 to 72 months.
- Competitive Interest Rates: Enjoy a low, fixed interest rate starting at 3.99% APR, keeping your monthly payments affordable.
- Quick and Easy Application Process: Apply online or in-person with a decision in as little as 24 hours.
- No Prepayment Penalties: Pay off your loan early without any additional fees, allowing you to save on interest.
- Gap Insurance Available: Optional coverage to protect you in case your vehicle is totaled or stolen, covering the difference between your loan balance and the car’s actual value.
- Loan Protection Plans: Add-on plans available to cover your payments in the event of unemployment, disability, or other qualifying circumstances.
Example Loan Scenario:
- Loan Amount: $25,000
- Loan Term: 60 months (5 years)
- Interest Rate: 3.99% APR
- Monthly Payment: $461.80
- Total Interest Paid Over the Loan Term: $2,708.00
- Total Amount Paid Over the Loan Term: $27,708.00
Special Offers:
- 0.25% APR Discount: Available when you set up automatic payments from a GFC Financial checking account.
- $500 Cash Back: Receive $500 cash back when you finance a vehicle worth $30,000 or more.
How to Apply:
- Online: Visit our website and fill out a simple application form. You’ll receive a decision within 24 hours.
- In-Person: Stop by our office at 4075 Wilson Blvd, 8th Floor, Arlington, VA 22203, to speak with a loan officer.
- By Phone: Call us at (866) 432-1402 to start your application over the phone.
Customer Support: For any questions or assistance with your application, contact our customer service team at (866) 432-1402 or email us at info@gfc-financial.com. We’re here to help you every step of the way.
Disclaimer: All loans are subject to credit approval and GFC Financial’s lending policies. Rates and terms are subject to change without notice. Additional terms and conditions may apply.